Insurance / Seguro

Operation Process in China / Proceso de Operación en China

1. Client Consultation / Consulta del Cliente
   • Clients can inquire about insurance products, premium prices, and policy terms through various channels such as phone, internet, or insurance agents. Insurance companies provide professional consultations to help clients choose the right insurance products.
2. Application for Insurance / Solicitud de Seguro
   • Once the client decides to purchase an insurance product, they fill out an application form providing personal information, insurance needs, and contact details. The client pays the premium, and the insurance company reviews the application to ensure the accuracy of the information.
3. Underwriting / Aceptación de Riesgos
   • The insurance company reviews the application to verify the client’s information and assess the risk level and insurance needs. Underwriters approve the application if the client meets the company’s criteria and enter the information into the company’s system.
4. Policy Issuance / Emisión de Póliza
   • The insurance company issues a policy detailing the insurance coverage, term, and premium. The company establishes a client file to track and manage the client’s insurance needs and risk profile.
5. Claims Processing / Proceso de Solicitud de Indemnización
   • In the event of a loss, the insured must report the incident to the insurance company promptly and provide relevant proof of loss. The company will then verify the loss and process the claim according to the policy terms.

Precautions / Precauciones

1. Understand the Policy / Entender la Póliza
   • Clients should understand the coverage, premium, and exclusions of the insurance product to choose the right one for their needs.
2. Provide Accurate Information / Proporcionar Información Exacta
   • Clients must provide true and accurate personal information to avoid disputes during claims processing.
3. Establish Robust Underwriting and Policy Issuance Systems / Establecer Sistemas Robustos de Aceptación de Riesgos y Emisión de Pólizas
   • Insurance companies should have comprehensive systems to verify and assess client information to ensure accurate and compliant underwriting.
4. Establish a Comprehensive Claims System / Establecer un Sistema Integral de Solicitud de Indemnización
   • Insurance companies should handle claims promptly, fairly, and reasonably to protect the client’s rights.

FAQ / Preguntas Frecuentes

1. What is Insurance? / ¿Qué es el Seguro?
   • Insurance is a risk management tool that provides financial protection in case of loss. When you buy insurance, you pay a premium to the insurance company, which agrees to pay you a sum of money if you suffer a loss as defined in the policy.
2. What are the Different Types of Insurance? / ¿Cuáles son los Diferentes Tipos de Seguro?
   • There are many types of insurance, including life insurance, health insurance, accident insurance, auto insurance, etc. Each type covers different risks, so it’s important to choose the right one based on your needs.
3. How to Choose the Right Insurance Product? / ¿Cómo Elegir el Producto de Seguro Correcto?
   • Consider your risk tolerance, insurance needs, and premium budget. Compare different products in terms of coverage, term, amount, and premium.
4. What is Insurance Compensation? / ¿Qué es la Indemnización del Seguro?
   • Insurance compensation is the sum of money paid by the insurance company to the insured in the event of a loss as defined in the policy. The insured must report the incident and provide relevant proof of loss for the company to verify and process the claim.
5. How to Avoid Insurance Fraud? / ¿Cómo Evitar el Fraude de Seguro?
   • Provide true and accurate information when purchasing insurance and report incidents honestly with genuine proof of loss.
6. What is the Deductible in Insurance? / ¿Qué es el Deductible en el Seguro?
   • The deductible is the amount of loss that the insured must bear before the insurance company pays the claim. You can choose different deductibles to balance the premium and coverage.
7. What is an Insurance Contract? / ¿Qué es un Contrato de Seguro?
   • An insurance contract is an agreement between the insurance company and the insured, specifying the coverage, term, amount, and premium.

SAN Logistics Limited is a privately owned full-service Customs Broker, International Freight Forwarder, and NVOCC in China. The company specializes in providing comprehensive logistics services, including air and sea freight, with a focus on Asian origins to Worldwide.!

How to make a booking?:  Quotation → Order Reception → Booking → Packing → Customs Declaration → Confirmation → Signing → Reconciliation → Release of Documents 

Service available/ Tipo de Servicio

1China Import / Importación de China2Air Freight / Flete Aéreo3Ocean Freight / Flete Marítimo4FBA Amazon / FBA Amazon5Project Cargo / Carga de Proyecto6Cold Chain / Cadena de Frío

EXW /FOB/CIF Local service in China: 

More service 

Top port of loading in China: Shenzhen/Qingdao/Ningbo/Xiamen/Shanghai

Check other shipping services： Xiamen/Shenzhen/Ningbo/Shanghai/Qingdao

From China to Latin America and USA: Xiamen (CNXMN)/Shenzhen Shekou (CNSHK) Yantian (CNYTN)/

Qingdao (CNTAO)/Shanghai (CNSHA)/Ningbo (CNNGB)/Hongkong (HKHKG)/Fuzhou ( CNFOC )/

Nansha(CNXSA)/Huangpu(CNHPU )/TIanjin Xingang（CNTXG ）/Dalian( CNDLC )